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Law Office of Erich M. Niederlehner, PA
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if your median income is below the median income for your family size or if you pass the Bankruptcy Means Test, and can file a Chapter 7 Bankruptcy.
| CATEGORY | BUDGET AMOUNT | ACTUAL AMOUNT | DIFFERENCE |
| GROSS INCOME: | |||
| Wages and Bonuses | |||
| Interest Income | |||
| Investment Income | |||
| Miscellaneous Income | |||
| Gross Income Subtotal | |||
| INCOME TAXES WITHHELD: | |||
| Federal Income Tax | |||
| State and Local Income Tax | |||
| Social Security/Medicare Tax | |||
| Income Taxe Subtotal | |||
| Net Spendable Income | |||
| EXPENSES: | |||
| HOME: | |||
| Mortgage or Rent | |||
| Homeowners/Renters Insurance | |||
| Property Taxes | |||
| Home Repairs/Maintenance/HOA Dues | |||
| Home Improvements | |||
| UTILITIES: | |||
| Electricity | |||
| Water and Sewer | |||
| Natural Gas or Oil | |||
| Telephone (Land Line, Cell) | |||
| FOOD: | |||
| Groceries | |||
| Eating Out, Lunches, Snacks | |||
| FAMILY OBLIGATIONS: | |||
| Child Support/Alimony | |||
| Day Care, Babysitting | |||
| HEALTH AND MEDICAL: | |||
| Insurance (medical,dental,vision) | |||
| Out-of-Pocket Medical Expenses | |||
| Fitness (Yoga,Massage,Gym) | |||
| TRANSPORTATION: | |||
| Car Payments | |||
| Gasoline/Oil | |||
| Auto Repairs/Maintenance/Fees | |||
| Auto Insurance | |||
| Other (tolls, bus, subway, taxi) | |||
| DEBT PAYMENTS: | |||
| Credit Cards | |||
| Student Loans | |||
| Other Loans | |||
| ENTERTAINMENT/RECREATION: | |||
| Cable TV/Videos/Movies | |||
| Computer Expense | |||
| Hobbies | |||
| Subscriptions and Dues | |||
| Vacations | |||
| PETS: | |||
| Food | |||
| Grooming, Boarding, Vet | |||
| CLOTHING: | |||
| INVESTMENTS AND SAVINGS: | |||
| 401(K)or IRA | |||
| Stocks/Bonds/Mutual Funds | |||
| College Fund | |||
| Savings | |||
| Emergency Fund | |||
| MISCELLANEOUS: | |||
| Toiletries, Household Products | |||
| Gifts/Donations | |||
| Grooming (Hair, Make-up, Other) | |||
| Miscellaneous Expense | |||
| Total Investments and Expenses | |||
| Surplus/Shortage (Spendable income minus expenses & investments) |
Bankruptcy Attorney & Author Erich M. Niederlehner - Office in Pensacola
1202 W Garden Street, Pensacola, Florida 32502 - Main Office
1-888-I'M-BROKE
Law Office of Erich M. Niederlehner, PA
Get Help Now!
We are a debt relief agency. We help people file for bankruptcy under the bankruptcy code. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. Main office is in Pensacola, Florida. No attorney client relationship is established by using this website. All information while thought to be up to date and reliable may have changed since this site was last updated. All information is for general informational purposes only and should not be relied on for specific legal issues. Please always consult with an attorney knowledgeable in the law that applies to your situation. Please do not send time sensitive and/or personal information via this website or email.
Florida Bankruptcy Attorneys offer Affordable Bankruptcy, Debt Relief & Debt Consolidation in Alabama and Florida. Bankruptcy Attorneys provide Low Cost Bankruptcy & Discount Rates on Bankruptcy Attorney Fees serving
Pensacola Florida
Gulf Coast of Florida Consumer Bankruptcy Lawyer – Attorney Erich M. Niederlehner Chapter 7 Bankruptcy & Chapter 13 Bankruptcy, Affordable Debt Relief & Bill Consolidation in Alabama and Florida.
AGGRESSIVE AND COMPETENT BANKRUPTCY REPRESENTATION
FAIR, REASONABLE & AFFORDABLE BANKRUPTCY RATES
FREE BANKRUPTCY CONSULTATION BOTH CHAPTER 7 BANKRUPTCY & CHAPTER 13 BANKRUPTCY
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