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Chapter 7 & Chapter 13 Bankruptcy
SHOULD YOU FILE FOR BANKRUPTCY? ANSWER OUR SIMPLE 15 QUESTION TEST TO SEE IF BANKRUPTCY MAY HELP YOUR SITUATION
Find out totally free your current credit score
and then find out your predicted credit score for a year after filing
bankruptcy. In most cases your credit score increases. Find out today
how filing Bankruptcy may affect your credit score. Credit Score Predictor
See 
if your median income is below the median income for your family size or if you pass the Bankruptcy Means Test, and can file a Chapter 7 Bankruptcy.
- Credit card debt
- Debt management
- Debt collection harassment or lawsuit
- Real estate foreclosure, unpaid house payments and/or taxes
- Bank foreclosure
- Auto repossession and unpaid car payments
- Medical bills
- Co-signer on property held by another
- Judgments, deficiency notices on repossessed property
So you may be asking, how can the Law Office of Erich M. Niederlehner, PA, offer the same services that other firms charge over twice as much? Well it’s about experience, technology, low overhead and the satisfaction of providing people a fresh financial start.
- Experience: Erich M. Niederlehner has represented hundreds of bankruptcy clients. The hundreds of cases of experience has given him the experience to streamline the bankruptcy process and make the process as painless and quick as possible.
- Technology: With advances in software, the internet and the Bankruptcy Court’s electronic filing system, preparing a bankruptcy case has become less time consuming than it was years ago. What used to take days, now takes hours.
- Lower Overhead: I practice what I preach - On a daily basis I tell clients to create a budget and live below their means instead of living on credit and over extending themselves. Thus, I keep my business overhead low and pass my savings on to the client.
- Satisfaction:
“I am a committed and experienced bankruptcy lawyer who takes my responsibility seriously. I handle bankruptcy cases and that’s pretty much it. Most importantly, I like what I do and know that the results I achieve for my clients will have a lasting impact on their lives.” Erich M. Niederlehner – Attorney At Law
Let me help you get a fresh start and get your finaces back in control.
The chart below illustrates how long it would take you to pay off typical credit card balances if you only made the minimum monthly payment. This example assumes a 2.5% minimum percentage payment, and an absolute minimum payment requirement of $10.00 per month at an interest rate of 17%.
| Amount | Time | Added Interest |
| $ 1,000.00 | 12 years | $ 979.00 |
| $ 5,000.00 | 24 1/3 years | $ 6,210.00 |
| $10,000.00 | 29 years | $12,745.00 |
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Bankruptcy Lawyer Erich M. Niederlehner - Offices in Pensacola, Mobile, Fairhope, Fort Walton Beach & Panama City
113 N. Palafox Street, Pensacola, Florida 32502 - Main Office | 19973 B Highway 181, Fairhope, AL 36532
13 Memorial Parkway, Suite 102, Fort Walton Beach, Florida 32548 | 401 Church Street, Mobile, Alabama 36602
1102 McKenzie Avenue, Panama City, Florida, 32401
Toll Free: 877-607-2228
Pensacola: 850-607-2222
Fort Walton Beach: 850-226-6977
Panama City: 850-784-7811
We are a debt relief agency. We help people file for bankruptcy under the bankruptcy code. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. Main office is in Pensacola, Florida. No attorney client relationship is established by using this website. All information while thought to be up to date and reliable may have changed since this site was last updated. All information is for general informational purposes only and should not be relied on for specific legal issues. Please always consult with an attorney knowledgeable in the law that applies to your situation. Please do not send time sensitive and/or personal information via this website or email.
Alabama and Florida Bankruptcy Attorneys offer Affordable Bankruptcy, Debt Relief
& Debt Consolidation in Alabama and Florida. Bankruptcy Attorneys provide Low
Cost Bankruptcy & Discount Rates on Bankruptcy Attorney Fees
serving Mobile, Alabama, Fairhope, Alabama, Pensacola Florida, Panama City
& Fort Walton Beach, Florida.
Alabama and Florida Bankruptcy Lawyer – Attorney Erich M. Niederlehner Chapter 7 Bankruptcy & Chapter 13 Bankruptcy, Affordable Debt Relief & Bill
Consolidation in Alabama and Florida.
AGGRESSIVE AND COMPETENT BANKRUPTCY REPRESENTATION
REASONABLE BANKRUPTCY RATES
FREE BANKRUPTCY CONSULTATION BOTH CHAPTER 7 BANKRUPTCY & CHAPTER 13 BANKRUPTCY
