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Pensacola Gulf Coast Bankruptcy Lawyer - Erich M. Niederlehner

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  Call 1-888-I'M-BROKE to Schedule a Bankruptcy Asset Protection Consultation  with Erich M. Niederlehner


Pensacola and Gulf Coast Consumer Bankruptcy attorney Erich M. Niederlehner, is located in Pensacola, Florida.  The firm also offers free phone consultations for those unable to make it to one of  our locations for a Bankruptcy Asset Protection consultation.  Just remember in order to receive a phone call for a Bankruptcy Asset Protection phone consultation you must complete the Bankruptcy Intake Form located at

Use the FREE Bankruptcy Means Test Calculator to see if you will have to file a Chapter 7 Bankruptcy or Chapter 13 Bankruptcy.  Everyone can file for Bankruptcy it is just a matter of which Chapter of Bankruptcy you are able to file.  See if your median income is below the median income for your family size or if you pass the Bankruptcy Means Test, and can file a Chapter 7 Bankruptcy.  If you do not pass the Bankruptcy Means Test you will have to file a Chapter 13 Bankruptcy, which is like debt consolidation but this 5 year repayment plan has the force of law behind it.

Gulf Coast Consumer Bankruptcy lawyer Erich M. Niederlehner, understands that in these difficult financial times, you cannot afford thousands of dollars in bankruptcy legal fees.  For this reason attorney Erich M. Niederlehner offers Bankruptcy at fair, reasonable and affordable prices. We keep our overhead low and pass the savings on to you, the client. 

Furthermore, bankruptcy attorney Erich M. Niederlehner, knows that some clients researching bankruptcy are not comfortable or are uneasy discussing their finanical problems with strangers.  That is why Erich M. Niederlehner, tries to offer as much information about bankruptcy, credit, debt, filing for bankruptcy as possible on the firm's website.  Erich M. Niederlehner has even written the Book on Bankruptcy in his new informative ebook which is free to download on this website.  Erich M. Niederlehner's Book on Bankruptcy, can be downloaded for free by clicking here.  We are very confident that no other local bankruptcy attorney has this much information regarding filing for bankruptcy available on the internet.

Please keep in mind that bankruptcy attorney Erich M. Niederlehner, offers a Bankruptcy Asset Protection Consultation (a $300.00 value) FREE to new clients, and see how talking to Erich M. Niederlehner can save you thousands of dollars when filing for bankruptcy.  If you decide to retain the firm, during your Bankruptcy Asset Protection Consultation we offer a 90 day payment plan.  After your low initial retainer payment, the payment options are up to you.  The firm strives to provide friendly and competent legal advice to help you and your family through this difficult financial period.

Call 1-888-I'M-BROKE to schedule a Bankruptcy Asset Protection Consultation.  Please be sure to complete the Bankruptcy Intake Form prior to your Bankruptcy Asset Protection Consultation.

So you may be asking, how can the Erich M. Niederlehner, offer the same services that other firms charge over twice as much? Well it’s about experience, technology, low overhead and the satisfaction of providing people a fresh financial start.

  • Experience: Erich M. Niederlehner, bankruptcy lawyer, has represented thousands of clients over the years. With the many cases he has filed over the years they have given the knowledge and experience to streamline the bankruptcy process and make the process as painless and quick as possible. 
  • Technology: With advances in bankruptcy software, the internet and the Bankruptcy Court’s electronic filing system, preparing a bankruptcy case has become less time consuming and costly than it was years ago. What used to take days and require a ton of paper, now takes hours and is all electronically filed.
  • Lower Overhead: I practice what I preach - On a daily basis I tell clients to create a budget and live below their means instead of living on credit and over extending themselves.  Thus, I keep my business overhead low and pass my savings on to the client.
  • Satisfaction:
    “I am a committed and experienced bankruptcy lawyer who takes my responsibility seriously. Most importantly, I like what I do and know that the results I achieve for my clients will have a lasting impact on their lives.” Erich M. Niederlehner – Attorney At Law

Let me help you get a fresh start and get your finances back in control.

Bankruptcy may help you eliminate:

  • Credit card debt
  • Debt management
  • Debt collection harassment or lawsuit
  • Real estate foreclosure, unpaid house payments and/or taxes
  • Bank foreclosure
  • Auto repossession and unpaid car payments
  • Medical bills
  • Co-signer on property held by another
  • Judgments, deficiency notices on repossessed property

Chapter 7 Bankruptcy is a liquidation process. Bankruptcy law (Federal law, Florida law or Alabama law) allows you to keep certain exempt property, which will not be sold or distributed to creditors. Non-exempt property is available to your creditors. Erich M. Niederlehner, can assist you in determining what is exempt and what is not and defend your position.

Chapter 13 Bankruptcy is a reorganization chapter under court supervision. Chapter 13 is appropriate for you if you want to avoid or stop repossession of your car or foreclosure of your house because of missed monthly payments or non-payment of property taxes. Erich M. Niederlehner, can assist you in obtaining the protection afforded by Chapter 13.

For clients looking to take the first credit counseling class we recommend using either or

For clients looking to the second class after filing their bankruptcy we recommend

Bankruptcy Attorney & Author Erich M. Niederlehner - Office in Pensacola

1202 W Garden Street, Pensacola, Florida 32502 - Main Office




Law Office of Erich M. Niederlehner, PA


Get Help Now!


  Call 1-888-I'M-BROKE or Self Schedule a Bankruptcy Asset Protection Consultation  with Erich M. Niederlehner

We are a debt relief agency. We help people file for bankruptcy under the bankruptcy code.  No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.  Main office is in Pensacola, Florida.  No attorney client relationship is established by using this website.  All information while thought to be up to date and reliable may have changed since this site was last updated.  All information is for general informational purposes only and should not be relied on for specific legal issues.  Please always consult with an attorney knowledgeable in the law that applies to your situation.  Please do not send time sensitive and/or personal information via this website or email.

Florida Bankruptcy Attorneys offer Affordable Bankruptcy, Debt Relief & Debt Consolidation in Alabama and Florida. Bankruptcy Attorneys provide Low Cost Bankruptcy & Discount Rates on Bankruptcy Attorney Fees serving

Pensacola Florida

Gulf Coast of Florida Consumer Bankruptcy Lawyer – Attorney Erich M. Niederlehner Chapter 7 Bankruptcy & Chapter 13 Bankruptcy, Affordable Debt Relief & Bill Consolidation in Alabama and Florida.








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